Speaking with them directly is more effective than marketing materials. Speak with them and have them give you the numbers so that you can fill out the intake form. Once you get those numbers, send it over to David ([email protected]) and we will crunch the numbers and let you know how quickly they can be out of debt. Once we share those numbers with you, then simply schedule a Zoom call for us to review them with the client and explain the program.

Go to the agent portal and look at the Weekly Zoom Calls section. There are regular Zoom recruiting calls and you can share that link to the people you plan to recruit.

We don't meet with clients without getting the intake form filled out beforehand so we know they are a possible candidate for the program. If the client isn't willing to give you their numbers then they don't trust you. If you tell them the 3 bullet points and that possible value isn't enough for them to give us the basic info on the intake form then there's nothing we can say to change their minds. We have seen it time and time again with clients that won't give their numbers up front unfortunately.

Every once in awhile, there will be a friend or relative that doesn't want to share their personal numbers with YOU but they would share it with someone else - for those clients just have them fill out an intake form and send it directly to David ([email protected]) and not include you on the email. It could be that a cousin or friend is just uncomfortable with you knowing their exact situation but are interested in the program benefits.

Every once in awhile, there will be a friend or relative that doesn't want to share their personal numbers with YOU but they would share it with someone else - for those clients just have them fill out an intake form and send it directly to David ([email protected]) and not include you on the email. It could be that a cousin or friend is just uncomfortable with you knowing their exact situation but are interested in the program benefits.

Either is fine - Jeff or Jordan

We have been working with clients on the MFL program for 6 years. The original founder created and implemented the MFL plan with his personal clients for 3 years until the program grew to the point of needing another partner and that is when they formed the LLC corporation Mortgage Free Life in 2022.

Yes - and even that wouldn't be ordered unless the bank planned to approve the LOC.

Say you are an independent agent who works with MFL.

Yes to townhouses and condominiums - No to mobile homes or tiny homes that can be moved.

An IUL is a type of life insurance policy and we will discuss it with all clients that could benefit from it. If you are life licensed you will be compensated for it, if you are not life licensed you cannot be compensated.

One is for Champion and this one is for MFL.

The link to the tsunami website is in your welcome email (check your spam folder). It is also on the Tsunami Website under the agent portal: portal.tsunamimarketing.net/mfl

The password is "password" all lowercase

It doesn't matter how they came about having a mortgage or who gave them the mortgage. All a mortgage broker is to help someone get a loan. This program works for purchasing new homes as well. It will also work for a homeowner who currently has no mortgage but has other debts/expenses needing paid off.

You can download the form and fill it out electronically by typing into it and then save it and email it to David ([email protected]).

No, only the 50 U.S. States.

We do have the ability to have a translator or Spanish speaker for presentations after we get intake forms but we do not offer the prgram in Mexico.

Send the form to David ([email protected]) and then we will run the numbers within a day and let you know if the client qualifies.

IF they do, then you schedule them for a presentation on Jordan's or Jeff’s calendar and we go over the program and share their payoff report numbers with them in that call. We need to see if they qualify first before we would take the time to explain it to someone.

680+ credit score

15-20% equity

25% cashflow monthly

At Least 8 years left on the mortgage and 100k in debt to pay off

Go to the training portal to watch the recordings. Champion and Mortgage Elimination have their own portals.

All homes in their name qualify.

We will get paid approximately 10 days after our fee is paid.

This will be explained to the client but interest rates do not really matter with our service. Avoid getting into that conversation as it confuses clients. Interest rates have nothing to do with this program.

It is not too good to be true - it’s just simple math. The fact that you will pay off early and save tens or hundreds of thousands of dollars is why you haven’t heard of it before. A bank would prefer you pay more to them so they wouldn’t gain from sharing this program with you.

YES - the best tool in most cases

No, not currently. We do 2nd homes, investment properties and rentals but not commercial as of now.

YES - exactly the same.

NO - quite the opposite. Your score will improve significantly in many cases.

The program can help clients pay off their mortgage as soon as three to five years, with the presenter having seen cases finished in as little as two years.

No. The client does not have to make extra mortgage payments, refinance their existing mortgage, or change their income or lifestyle.

No. A life insurance sale (IUL) is not required to accomplish the goal of paying off the mortgage sooner. The IUL is an optional component used to build wealth for a tax-advantaged retirement income.

No. Agents do not need a license to get paid on the mortgage elimination strategy. Tsunami Marketing has a licensed presentation team that will close the case for the agent.

The program can help clients pay off their mortgage in as little as two years.

A client must have a 680 credit score, owe at least $100,000 in debt, and have a minimum of eight years left on their mortgage.

The program is used to pay off not only the mortgage, but 90% of the time it also pays off other debts such as credit cards, car balances, school loans, and 401k loans.

The $100,000 debt minimum can be met by combining various debts. For example, $50,000 on a mortgage, $25,000 on a credit card, and $25,000 on a car balance would qualify.

All other expenses are placed on a single, good credit card to utilize a grace period, and are then paid off from the Mortgage-Free Loan at the end of the month.

An example case study showed a client saving almost $300,000 in bank interest and reducing their 30-year mortgage to 7.3 years, saving nearly 22.7 years in time.

The IUL provides a death benefit, chronic and critical illness coverage, and is used to build a tax-advantaged, tax-free retirement income.

The IUL returns are based on the S&P 500 but include a 0% floor that guarantees against market losses, along with a variable upside cap on gains.

Agents earn a $250 override for cases closed by people they directly recruit (direct to them only)

Yes. An agent receives the full $1,300 commission if their direct recruit does their own case. The agent, however, does not get paid on their own case.

A two-month sales cycle for a case to close is considered reasonable. Agents are advised to build a large pipeline, as some cases may take three or four months to close due to client-side circumstances (e.g., marriage, college, illness).